Mortgage Rates Trend Chart 2025. In depth view into 30 year mortgage rate including historical data from 1971 to 2025, charts and stats. Greg mcbride, bankrate’s chief financial analyst, expects rates to fall gradually throughout the year, reaching 5.75 percent by the end of 2025.

30 year mortgage rate (i:us30ymr) 6.35% for wk of sep 05. Elevated mortgage rates and limited housing supply will continue to influence the relationship between rental and ownership markets, with.